Financial Well-Being

How to Increase Your Credit Score

A poor credit score can significantly hinder your ability to improve your quality of life. Bad credit causes us to overpay for almost every major asset we will ever...

How a Black Woman Obtained an 800 Credit Score

Unfortunately, being black and having bad credit seem to be two things that often go hand in hand....

4 Credit Cards for People with Bad credit

Credit scores are normally ranked from Poor to Excellent. According to Experian, a bad credit score is one...

Retirement or Starbucks?

Are you living from paycheck to paycheck?  Do you think that you cannot afford to have any extra...

The Most Important Date On Your Credit Card is NOT the Due Date

Credit cards are great for establishing credit or improving your credit over time. However, if you do not...

What is a FICO Score?

There are several different credit scoring models. However, more than 90% of creditors use the FICO score. Therefore, it is vital to know and...

What is a Mortgage Loan? – A Beginner’s Guide

Last Updated: March 10, 2024 If anyone were to ask what the basic necessities of life are, most people would respond with "food, water, and...

What Makes Up Your Credit Score?

It is no secret that many people struggle to obtain and keep a good credit score. Credit scoring is not something we learn in...

Which States Offer Back To School Tax Holiday in 2023

Several states provide back-to-school tax holidays each year, easing the burden for parents and guardians preparing for the new school year. Here is when...

Why All Black People Should Have Life Insurance

According to a 2021 study, 75% of Black Americans believed they should have life insurance, yet only about 56% of them have a life...

Why Series I Savings Bonds are an Excellent Investment for Black Families

One of the most important and complicated parts of investing is figuring out where to put your money. There are many options out there,...