Financial Well-Being

How to Increase Your Credit Score

A poor credit score can significantly hinder your ability to improve your quality of life. Bad credit causes us to overpay for almost every major asset we will ever...

How a Black Woman Obtained an 800 Credit Score

Unfortunately, being black and having bad credit seem to be two things that often go hand in hand....

4 Credit Cards for People with Bad credit

Credit scores are normally ranked from Poor to Excellent. According to Experian, a bad credit score is one...

Retirement or Starbucks?

Are you living from paycheck to paycheck?  Do you think that you cannot afford to have any extra...

The Most Important Date On Your Credit Card is NOT the Due Date

Credit cards are great for establishing credit or improving your credit over time. However, if you do not...

Retirement or Starbucks?

Are you living from paycheck to paycheck?  Do you think that you cannot afford to have any extra money taken out of your paycheck? ...

Secured Credit Card Options 2023

Secured credit cards are an excellent option for those looking to build or improve their credit. Unlike traditional credit cards, secured cards require a...

Tennessee’s Grocery Tax Holiday 2023

Tennessee is one of the few states that applies a tax on food items. However, this year, the State is offering its residents a...

The Importance of Having a Retirement Plan

For many in the black community, saving for retirement is like achieving the American Dream - we know that some people are doing it,...

The Most Important Date On Your Credit Card is NOT the Due Date

Credit cards are great for establishing credit or improving your credit over time. However, if you do not understand how credit cards work, you...

The Supreme Court Shot Down Student Loan Forgiveness, but These New Provisions Could Still Save You Thousands

On June 30, 2023, the Supreme Court ruled that President Biden had no authority to forgive student loan debt under the Higher Education Relief...