Financial Well-Being

How to Increase Your Credit Score

A poor credit score can significantly hinder your ability to improve your quality of life. Bad credit causes us to overpay for almost every major asset we will ever...

How a Black Woman Obtained an 800 Credit Score

Unfortunately, being black and having bad credit seem to be two things that often go hand in hand....

4 Credit Cards for People with Bad credit

Credit scores are normally ranked from Poor to Excellent. According to Experian, a bad credit score is one...

Retirement or Starbucks?

Are you living from paycheck to paycheck?  Do you think that you cannot afford to have any extra...

The Most Important Date On Your Credit Card is NOT the Due Date

Credit cards are great for establishing credit or improving your credit over time. However, if you do not...

Biden’s New Student Loan Plan 2023

U.S. Secretary of Education Miguel Cardona has stated that the modifications proposed by the Biden-Harris administration will make it easier and cheaper for students...

Build Wealth by Budgeting in 2023

In today's ever-changing financial landscape, budgeting is an important tool for building wealth. Budgeting helps to ensure that you are spending money on items...

Escaping the Predatory Lending Matrix

Have you seen that commercial where the guy becomes a superhero for borrowing funds online to fix his broken car? Isn’t it quite disturbing...

Freedom From Debt: A Path For Young Black Americans

Debt feels like a trap - especially when you're young and still finding your financial footing. With student loans, credit cards, medical bills, and...

How a Black Woman Obtained an 800 Credit Score

Unfortunately, being black and having bad credit seem to be two things that often go hand in hand. Black comedy is filled with bad...

How to Avoid Overspending During the Holidays

Christmas is just around the corner and Black Friday will be here before we know it. According to a recent survey conducted by the...