Financial Well-Being

How to Increase Your Credit Score

A poor credit score can significantly hinder your ability to improve your quality of life. Bad credit causes us to overpay for almost every major asset we will ever...

How a Black Woman Obtained an 800 Credit Score

Unfortunately, being black and having bad credit seem to be two things that often go hand in hand....

4 Credit Cards for People with Bad credit

Credit scores are normally ranked from Poor to Excellent. According to Experian, a bad credit score is one...

Retirement or Starbucks?

Are you living from paycheck to paycheck?  Do you think that you cannot afford to have any extra...

The Most Important Date On Your Credit Card is NOT the Due Date

Credit cards are great for establishing credit or improving your credit over time. However, if you do not...

3 Personal Finance Tips for the Busy Professional

It's no secret that the financial industry has historically underserved the black community. From redlining to predatory lending, black Americans have often been taken...

3 Ways to Get a College Education for Free

Many people who want to go to college are concerned about the high cost of college. They may be discouraged by the thought of...

4 Credit Cards for People with Bad credit

Credit scores are normally ranked from Poor to Excellent. According to Experian, a bad credit score is one that is below 670. This puts...

4 Things I Wish Someone Told me About Credit Cards

There are four main things that I wish someone had told me about credit cards years ago. To get right into the reading, feel...

A Black Person’s Guide to Using a Credit Card

A credit card is generally our first opportunity to build and increase our credit scores. However, many young black people are not prepared to handle...

Best Credit Cards for Gas Rewards

Last month, the U.S. inflation rate hit an all-time high. Over the past several months, gas prices have risen about 33%. If you are...