Moving to a new state might be a great way to get a fresh start. Whether you’re looking for a change of scenery, a new job opportunity, or just an escape from the familiar, relocating requires careful consideration. Before packing your bags and setting off on a new adventure take into consideration the many ways in which your life may change in a new state.
Consider the Cost of Living
The cost of living is one of the most important things to consider before moving to a new state. Expenses such as housing, transportation, groceries, healthcare, and utility costs can vary dramatically from state to state. Many may be drawn to a new state due to allure of a higher salary, but these higher salaries may be negated by a higher housing costs. Therefore, before you take the leap in moving to a new state, it is important to do some research on the cost of rents in the area. If you plan to buy a home in the future, you will always want to check the property tax rates. Higher property taxes can add several hundred dollars to your monthly mortgage payment.
U.S. New Affordability Rankings
Crime Rates
Safety and security are extremely important when contemplating a move to a new state. Researching crime rates and crime trends can provide important information about the overall safety of the state and the specific areas you are considering. Examine both property crimes and violent crime statistics over time to identify any concerning patterns. If necessary, you should search neighborhood forums or Facebook pages to get an insider perspective on the area. Prioritizing your safety and peace of mind will contribute significantly to a positive living experience in your new state.
Also, if you have children, you may want to check the national sex offender registry to ensure that you are not moving into a neighborhood close to potential predators.
Taxes
In the U.S., there are many different types of tax. Each state has a unique tax structure which includes things such as income tax, property taxes, sales taxes, and other local taxes. State taxes can have a significant impact on your income and overall financial standing. Therefore, before settling on a new state, you should carefully assess how these taxes will affect your disposable income, savings potential, and long-term financial goals. A job that offers a higher salary may not be worth it if the local and state taxes are higher than your current location.
Political Affiliations
Most people don’t think about party affiliations outside of election season. However, it’s worth considering the political landscape of a new state before setting down roots. Things that are legal in your current state may not be legal in another. Laws regarding abortion, gun control, same-sex marriage, and marijuana usage can vary widely by state. If you have strong views on any of these issues, you may want to do some research before moving.
Weather
Tornadoes, hurricanes, earthquakes, and even volcanoes are all real threats in the United States. Additionally, there are certain states that are more prone to certain types of weather events. Tornado Alley is a region of the central U.S. that experiences a significant amount of Tornado activity. The state of California is known to have frequent earthquake activity.
Weather can have an affect on your level of comfort and safety, your recreational lifestyle, and your health. By understanding the weather of a location before you move, you can make sure you’re prepared for the challenges and opportunities that come with living there.
